Assets

All movable assets are suitable for leasing

There are 2 chance:

• You choose the right supplier yourself
• We will help you find a suitable supplier

It can be leased, if the volume of assets is at least 2500 €, there is no upper limit.
Because we are a regular customer for suppliers, we can offer the best prices even for small quantities.

Leasing

The monthly payment is fixed for the entire leasing period and includes insurance

The leasing period can be up to 5 year, choose the most suitable period for you

• Deposit from: 0%
• Residual value: 1%

At the end of the period, it is possible to redeem the assets at their residual value

The whole process is fast and you don't even have to leave the table to lease

We have developed a special agreement for schools, not to take over binding commitments for the financial year

Schools can also apply for full paid leave for the summer months

Insurance

• Nord Varaliising takes care of insuring the assets (unless otherwise agreed)
• The insurance cover is valid for the entire leasing period

Leasing agreements concluded in cooperation with Nord Varaliising include insurance on very good terms. Total risk insurance is suitable for the property in the building and for movable property (tractor, forklift, forestry equipment, etc.) masinakindlustus.

Casco of vehicles- and motor insurance policies are usually taken out by the customer.

The satisfaction of our customers is important to us, therefore, we want to offer good insurance coverage and low deductible for all leasing assets. We offer insurance in cooperation with Gjensidige insurance company.

Koguriskikindlustus

Koguriskikindlustus covers all unexpected and unforeseen losses on the company's assets during the insurance period. Except for events, which are excluded from the insurance conditions. For example, total risk insurance excludes internal faults in the device, electronics failures, damage caused by power failure or power fluctuations. Detailed information on insurance coverage and exclusions is provided in the general terms and conditions.

Deductible from 300 €.

The insurance terms and conditions below extend to the valid contracts concluded by us (unless otherwise agreed with the client). We ask all our clients to read the insurance terms and conditions and introduce them to the users of the leasing property.

Terms and conditions of the company's property insurance EK101-2019

General insurance conditions Ü101-2018_ENG

1. The fire safety requirements established in the Republic of Estonia must be followed in the daily work organization.
2. Theft insurance cover is only valid if, if the insured object is located in a locked room or guarded territory.

Special conditions for furniture and wood companies

For companies, engaged in wood processing or furniture production, and dryers are self-liable 10% the cost of the assets, but not less than € 600.

The location of woodworking equipment must have a working and automatic fire alarm system switched on, output to a 24-hour guarded location.

Insurance of construction machinery and equipment (CPM)

Insurance of construction machinery and equipment (CPM) equipment covered, which move on their own and whose insurance cover also applies outside the building. CPM insurance covers property damage, destruction or disappearance, caused by an unexpected and unforeseen event (forces of nature, fire, collision, vandalism, theft from guarded territory).

Customer deductible from 600 € (in the event of total destruction 10% amount)

General insurance conditions Ü101-2018_ENG

MSK101 2017 Gjensidige Machine and Equipment Insurance Terms and Conditions ENG

When transporting machines or relocating them within the Republic of Estonia (including street traffic) damage — so the tractor can be driven from one field to another, for example, and road traffic is covered. Compulsory traffic insurance for participation in road traffic must be taken out by the customer.

Until 5 In the event of partial damage to the insured machinery or equipment, the damage shall be indemnified only without taking into account the wear and tear of the machinery or equipment, if the sum insured is determined on the basis of the repurchase value. If at the time of concluding the contract the sum insured is based on the market value of the machine or equipment, then in case of an insured event a part of their cost is indemnified if new parts are used (taking into account the general technical wear of the damaged machine). Over 5 In the event of damage to machines that are one year old, the use of new parts will reimburse part of their cost (taking into account the general technical depreciation of the damaged machine). The use of equivalent parts will be reimbursed 100% the cost of an equivalent part.

Insured event

In the event of an insured event, we will assist you in administration.

In case of an insured event, send the description of the event to info@varaliising.ee as soon as possible

Added value

When buying with a lease, you can use the available funds elsewhere

With full-service leasing, you can consolidate different assets into one contract

• Operating lease is not reflected in loan liabilities
• Unlike a loan, there is no need for additional collateral when leasing
• VAT payers recover VAT on monthly payments

Within the framework of leasing agreements, we also offer a project management service from the acquisition of assets to installation, ie a “turnkey” solution

Project management is part of leasing agreements, if necessary, and we do not charge a separate fee for this

Consulting - we procure various assets on a daily basis and have a good overview of both quality and prices